Your church is more than a building; it is a sacred space of worship and fellowship. A place where people can find community and serve their community as well. Managing a church is a great responsibility but it is not without challenges involved in ensuring your church is protected against unforeseen risks. Securing comprehensive church insurance coverage should be a top priority but wading through insurance types and coverage options can be overwhelming. In this blog, we will address common questions that every church should ask when evaluating insurance options, helping you make informed decisions to safeguard your church against potential liability.
Churches have unique insurance needs that go beyond traditional property and liability coverage. Common types of coverage that churches typically require include:
Identifying the specific risks your church may face is crucial in determining the appropriate coverage. Consider potential risks such as:
Determining the appropriate coverage limits requires assessing your church’s specific circumstances. Factors to consider include:
Understanding the exclusions in your insurance policy is vital to avoid unexpected gaps in coverage. Common exclusions in church insurance policies may include:
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Get Free QuoteWhen we started our business we had no idea the covereage we needed. The team at RRM helped us find the right coverage and continue to provide excellent support. We love working with them and recommend them to everyone!
When all was said and done it was clear that Jerry and RRM was the right choice for us. I’m grateful to have an agent that is in my corner and is always there to answer questions and solve problems. I have and will refer friends and family to Jerry and RRM Insurance Services, they get my highest recommendation.
I am a small commercial contractor and they have helped us walk through the bonding processes. They have been very respectful, welling to answer all of our questions, and provided great advice. The best part is that we have been able to do several public projects that require a bid bond and then a performance bond. They are really responsive and provide great service. I have no concerns giving them 5 stars and recommending them.
It’s always a pleasure contacting Jerry Morris with RRM Insurance Services. For any insurance need we have, Jerry has always taken care of it swiftly and effectively. He has always provided sound advice and ensures to get us the best value and savings possible!