Commercial Coverage

Property Management

Every Property Manager has a unique set of tasks and responsibilities and every job is unique which is why it is important that you have proper insurance coverage tailored to your needs to minimize risk.

Let us help you find the optimal insurance policy that fits the unique needs of your property management business.

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Possible Insurances for Your Property Management Business

General Liabiliy

Every business, including Property Management, faces liability risks and therefore needs to carry General Liability insurance. This insurance covers a wide range of negligence that may lead to things like third-party injury or property damage. This coverage protects you against losses, regardless of your case outcome.

Workers' Compensation Insurance

If you have one or more employees, you need Workers’ Compensation insurance because it protects both you and your employees. In the event that an employee suffers a workplace injury or illness, this insurance protects you from litigation and will pay for related medical fees and lost wages.

Commercial Vehicle Insurance

Most property managers have one or more vehicles they or their staff use for work and because of this, they need Commercial Vehicle Insurance. This insurance protects vehicles of all sizes and should include coverage for accident-related incidents as well as collision and non-collision damages.

Commercial Property Insurance

Commercial Property Insurance is essential for the Property Management industry. It provides coverage for many different types of physical losses including things like tools, equipment, computers, fences, signs, and more. This coverage prevents a total loss related to fire, wind, theft, flooding, falling objects, and other incidents.

Umbrella Insurance

Property managers may be at risk of devastating loss that exceeds their primary insurance policy limits and can therefore benefit from having Umbrella Insurance. This insurance protects you from having to pay out-of-pocket for any amount that exceeds your primary insurance maximum, up to policy limits.

Pollution

Property managers may use or store chemicals and other substances that are considered to be hazardous such as chemical solvents, lawn care products such as weed killer, and more. If an accident causes a spill or leak of an environmentally hazardous substance that leads to someone’s injury or death, your coverage will pay for medical fees and damages. Additionally, coverage will pay for brownfield restoration and cleanup as necessary.

Cyber Insurance

Most modern businesses, including property managers, use an online database or software to store client information, business lead information, and other sensitive information. If you experience a cyber-attack such as hacking, data destruction, extortion, or theft, this insurance protects you from paying litigation fees related to the attack.

Investors Investment Property Insurance

Investors Investment Property Insurance is sometimes referred to as landlord insurance or rental property insurance and provides coverage against the various risk associated with owning a rental building. In the event that a claim of liability results in a non-rentable unit, your coverage will also provide lost income.

EPLI Insurance

Employment Practices Liability Insurance, also known as EPLI Insurance, is essential protection for property managers with one or more employees. This insurance protects you in the event that you are accused of wrongful termination, discrimination, sexual harassment, or retaliation.

Why Trust Us

We have extensive industry knowledge and experience and we leverage that to find you the right insurance coverage for your needs at the best possible rates. Our team specializes in providing outstanding assistance and unparalleled service with a focus on protecting you by minimizing risk.

Our Solutions

With modern day solutions to everyday problems, we offer:

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Proof Of Insurance

24/7 digital proofs of insurance through our online portal. `

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Risk Management Materials

We provide Posters, Brochures and Infographics for the workplace to create a culture of safety.

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Apply Online

Online quick apply small contract bonds for up to $400,000

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Great Support

Unwavering employees, dedicated to helping you find a unique solution to your problem.

Our Beliefs

Our Beliefs

We believe while 21st digital solutions make workplaces efficient and quick paced; but some projects require a human interaction that cannot be replaced by a digital portal. We pride ourselves on our staunch dedicated staff who are always looking to help your business and create solutions that solve your needs, because we understand that your needs are unique. At RRM we believe your more than just another number in our book, you’re a business partner, one we know we can keep for life.

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    When we started our business we had no idea the covereage we needed. The team at RRM helped us find the right coverage and continue to provide excellent support. We love working with them and recommend them to everyone!

    Scott Cain Rhino Scooters

    When all was said and done it was clear that Jerry and RRM was the right choice for us. I’m grateful to have an agent that is in my corner and is always there to answer questions and solve problems.  I have and will refer friends and family to Jerry and RRM Insurance Services, they get my highest recommendation.

    -Anthony N.

    I am a small commercial contractor and they have helped us walk through the bonding processes. They have been very respectful, welling to answer all of our questions, and provided great advice. The best part is that we have been able to do several public projects that require a bid bond and then a performance bond. They are really responsive and provide great service. I have no concerns giving them 5 stars and recommending them.

    Rusty Riggs

    It’s always a pleasure contacting Jerry Morris with RRM Insurance Services. For any insurance need we have, Jerry has always taken care of it swiftly and effectively. He has always provided sound advice and ensures to get us the best value and savings possible!

    Vivian Solorio, CFO