RV & Travel Trailer Insurance Coverage Options
Recreational vehicles and travel trailers make it easy to go wherever you want, whenever you want. Adventure awaits! They are a great investment but accidents so protecting your investment – and yourself – with optimal insurance coverage is important. Protecting you and finding the best insurance coverage at a great price is our priority which is why we offer enhanced Motorized RV and Towable RV insurance policies in most states.
Explore with Confidence
RV and Motorhome Coverage
RV and motorhome insurance is essential for protecting your home on wheels, whether you’re on the road or at a campsite. The right coverage ensures your adventures are safe, secure, and worry-free.
- Vehicle Protection: Covers damage to your RV or motorhome from accidents, theft, and more.
- Liability Coverage: Shields you from legal claims and financial risks while traveling.
- Comprehensive Security: Protects your investment and personal belongings wherever you go.
What's Included, But Not Limited To
RV & Motorhome Insurance
Stated Value Loss
Stated Value Loss coverage is a predetermined, stated amount that you will receive to replace your RV in the event that it is totaled. The amount is based upon replacing your old RV with a comparably-equipped RV rather than using “Actual Cash Value” at the time of loss. (NOTE: Coverage availability may vary by state and vehicle value.)
Replacement Cost Personal Effects
Most RVs have many valuable personal items inside. Replacement Cost Personal Effects coverage reimburses you for the value of personal items inside your RV that are lost or damaged as the result of a covered loss.
*Depending on the state in which the RV is rated, insurance policies automatically include $5,000 worth of Replacement Cost Personal Effects coverage.
*Additional limits of coverage are available up to $100,000.
Vacation Liability
Vacation Liability coverage protects you in the event that bodily injury or property damage losses occur at your vacation site. Policies generally include $10,000 of Vacation Liability Coverage.
Emergency Expense Coverage
Emergency Expense coverage pays you for expenses including hotels and transportation that arise as the result of a covered loss.
Special Windshield Deductible
Special Windshield Deductible coverage protects you from having to pay for RV windshield repair. There will be no charge for RV windshield repair and a $50 fee for RV windshield replacement.
Motorized Recreational Vehicle Insurance
Get the most enjoyment possible from your recreational motorized vehicle and/or travel trailer and experience the peace of mind that you are protected with proper insurance coverage. We insure:
- Type A motorhomes
- Type B motorhomes (van campers)
- Type C motorhomes (mini motor homes)
- Sport Utility Recreational Vehicles
Travel Trailer Insurance
Travel trailers come in many sizes and types and we can get you the best rates on insurance for all types of towable RVs and travel trailers, including:
- Conventional travel trailers
- Fifth-wheel travel trailers
- Travel trailers with expandable ends
- folding camper trailers and truck campers
- Toy Hauler Trailers
- Toy Hauler Fifth Wheels
Additional Perks
Benefits To Working With The RRM Team
With modern day solutions to everyday problems, we offer:
Proof Of Insurance
24/7 digital proofs of insurance through our online portal.
Risk Management Materials
We provide Posters, Brochures and Infographics for the workplace to create a culture of safety.
Apply Online
Online quick apply small contract bonds for up to $400,000
Great Support
Unwavering employees, dedicated to helping you find a unique solution to your problem.
Our Beliefs
We believe while 21st digital solutions make workplaces efficient and quick paced; but some projects require a human interaction that cannot be replaced by a digital portal. We pride ourselves on our staunch dedicated staff who are always looking to help your business and create solutions that solve your needs, because we understand that your needs are unique. At RRM we believe your more than just another number in our book, you’re a business partner, one we know we can keep for life.