RRMDecember 14, 2022 / RRMAdam Beyer

The importance of having homeowners insurance and how it protects your home and belongings

It’s our job to help people protect their homes and belongings from potential risks and disasters. And one of the best ways to do that is by having a good homeowners insurance policy in place.

Protect your belongings

Homeowners insurance is a type of property insurance that covers a person’s home and belongings against a variety of risks, including damage from fires, storms, theft, and other common disasters. It can also provide liability coverage if someone is injured on your property.

Get peace of mind

Having a homeowners insurance policy can provide peace of mind and financial protection in the event of a disaster. Without it, you could be on the hook for thousands of dollars in repair and replacement costs, which can be devastating for many people.

Protect your financial future

But homeowners insurance isn’t just about protecting your home and belongings – it’s also about protecting your financial future. If you don’t have insurance and something happens to your home, you may have to take on debt or dip into your savings to pay for repairs, which can be a serious financial burden.

In addition, having homeowners insurance can also help you maintain the value of your home. Regular maintenance and repairs are important for keeping your home in good shape, and a good homeowners insurance policy can help you afford these necessary expenses.


Overall, having homeowners insurance is an important part of being a responsible homeowner. It can provide peace of mind, financial protection, and help you maintain the value of your home. As an insurance broker, I strongly recommend that all homeowners have a good insurance policy in place to protect themselves and their belongings.


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When we started our business we had no idea the covereage we needed. The team at RRM helped us find the right coverage and continue to provide excellent support. We love working with them and recommend them to everyone!

Scott Cain Rhino Scooters

When all was said and done it was clear that Jerry and RRM was the right choice for us. I’m grateful to have an agent that is in my corner and is always there to answer questions and solve problems.  I have and will refer friends and family to Jerry and RRM Insurance Services, they get my highest recommendation.

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I am a small commercial contractor and they have helped us walk through the bonding processes. They have been very respectful, welling to answer all of our questions, and provided great advice. The best part is that we have been able to do several public projects that require a bid bond and then a performance bond. They are really responsive and provide great service. I have no concerns giving them 5 stars and recommending them.

Rusty Riggs

It’s always a pleasure contacting Jerry Morris with RRM Insurance Services. For any insurance need we have, Jerry has always taken care of it swiftly and effectively. He has always provided sound advice and ensures to get us the best value and savings possible!

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